MaiCoin 使用條款 MaiCoin Terms of Use

The owner of MaiCoin App and website (https://www.maicoin.com) (collectively referred to as the "Site") is Modernity Financial Holdings, Ltd.. Modernity Financial Technologies Co., Ltd. (現代財富科技股份有限公司) (the "Company", "we", "us", or "our"), is responsible for R&D, maintaining the Website and provides users with customer services. The Company provides services in relation to certain Virtual Assets (including virtual assets such as Bitcoin, Ethereum, and non-fungible tokens, collectively referred to as "Virtual Asset"), for its users through the Site (the "MaiCoin Services").

MaiCoin應用程式與網站（即 https://www.maicoin.com ，下合稱「本網站」）之所有者為英屬開曼群島商現代財富控股有限公司 (Modernity Financial Holdings, Ltd.)，而由現代財富科技股份有限公司（下稱「本公司」、「我們」或「我們的」）負責研發、維護本網站及提供用戶者客戶服務等。本公司透過本網站為其用戶提供特定虛擬資產（包括比特幣、以太幣等虛擬資產，下合稱「虛擬資產」）之服務（下稱「MaiCoin服務」）。

The Company provides custody and transfer services in relation to non-fungible tokens (the "NFT") (the "NFT Services"). NFTs do not constitute Virtual Assets as referred to under these Terms of Use. For the avoidance of doubt, except for the provisions of these Terms of Use that are expressly stated to be inapplicable, or applicable only, to Virtual Assets, the provisions of these Terms of Use relating to Virtual Assets shall apply to NFTs and the NFT Services.

本公司就非同質化代幣（下稱「NFT」）提供保管及移轉等服務（下稱「NFT 服務」）。NFT 不屬本使用條款所稱之虛擬資產。為避免疑義，除本使用條款明定不適用或僅適用於虛擬資產之條款外，本使用條款關於虛擬資產之約定，於 NFT 及 NFT 服務均適用之。

The following terms and conditions ("Terms of Use") is a contract between all users (including individuals and corporate users) of the MaiCoin Services and this Site (referred to herein as "user", "you" or "your") and the Company and apply to your access and use of the MaiCoin Services and this Site.

以下條款和條件（下稱「本使用條款」）構成使用MaiCoin服務的所有用戶（包含所有自然人用戶及法人用戶）（下稱「用戶」、「您」）和本公司之間的契約，並適用於您進入和使用MaiCoin服務和本網站的情形。

THESE TERMS OF USE AND MAICOIN PRIVACY POLICY GOVERN YOUR ACCESS TO AND USE OF MAICOIN SERVICES AND THIS SITE BY ANY MEANS INCLUDING BUT NOT LIMITED TO VIA ANY DEVICES OR SERVICES PROVIDED BY ANY OTHER THIRD PARTY. THEREFORE, PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING OR USING MAICOIN SERVICES OR THIS SITE, YOU ACKNOWLEDGE AND AGREE THAT: (A) YOU HAVE REVIEWED FOR A REASONABLE PERIOD, AND YOU FULLY UNDERSTAND THE TERMS AND CONDITIONS OF THESE TERMS OF USE; AND (B) YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THESE TERMS OF USE. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS OF THESE TERMS OF USE OR ANY SUBSEQUENT AMENDMENTS, CHANGES, OR UPDATES, PLEASE DO NOT ACTIVATE OR ACCESS MAICOIN OR OTHERWISE ACCESS OR USE THIS SITE.

本使用條款和本網站的隱私權政策，適用於您以任何方式，包括但不限於透過任何其他第三方提供的任何設備或服務的方式，進入和使用MaiCoin服務及本網站的情形。因此，請仔細閱讀本使用條款。當您勾選同意遵守使用條款的選項後，您即確認並同意：(1)您已花費合理時間充分審閱且完全瞭解本使用條款的條款和條件；及(2)您同意受本使用條款的所有條款及條件的約束，始進入或使用MaiCoin服務或本網站。如果您不同意使用本使用條款的任一條款及條件，請您切勿啟用或使用MaiCoin服務或以其他方式進入或使用本網站。

THESE TERMS OF USE IS A BINDING AGREEMENT BETWEEN YOU AND THE COMPANY, THE COMPANY RESERVES THE RIGHT TO UPDATE THESE TERMS OF USE AT ANY TIME. THESE TERMS OF USE MAY BE AMENDED, CHANGED, OR UPDATED BY THE COMPANY AT ANY TIME AND THE COMPANY WILL NOTIFY YOU OF THE CHANGES SO YOU MAY DECIDE WHETHER TO CONTINUE ACCESSING OR USING MAICOIN SERVICES OR THIS SITE PURSUANT TO THE SUBSEQUENT VERSIONS OF THESE TERMS OF USE. AFTER THE EFFECTIVE DATE OF ANY AMENDMENTS, CHANGES, OR UPDATES, IF YOU DO NOT AGREE TO ANY SUBSEQUENT AMENDMENTS, CHANGES, OR UPDATES, YOU WILL NOT BE ABLE TO USE ANY MAICOIN SERVICES AND THIS SITE, INCLUDING BUT NOT LIMITED TO EXCHANGE, SALE, TRANSMISSION AND RECEIPT OF VIRTUAL ASSETS. THEREFORE PLEASE CONTACT MAICOIN SERVICE PERSONNEL SO THAT YOUR TERMINATION OF USE OF THIS SITE CAN BE PROPERLY PROCESSED.

本使用條款是您與本公司間具有拘束力的契約，且本公司可能會在任何時候修改本使用條款，但修改後會通知您，使您得以決定是否同意依據修改後之使用條款內容使用MaiCoin 服務或進入或使用本網站。在本使用條款經過修改後，若您不同意本使用條款修改後之內容，您將無法使用 MaiCoin 服務與本網站（包含但不限於即時交易、傳送、接收虛擬資產服務），故請聯繫本公司之客服人員，以便進行終止 MaiCoin 服務之後續處理。

1. ACCEPTANCE OF TERMS OF USE

1. 接受使用條款

By accessing or using MaiCoin Service and this Site by any means (including but not limited to via, devices or services provided by any other third party), you are deemed to accept and agree to be bound by the terms and conditions of these Terms of Use, which may be modified in accordance with Section 16(1) of these Terms of Use.

透過以任何方式進入或使用MaiCoin服務或本網站（包括但不限於透過由任何其他第三方提供的設備或服務），您即同意受本使用條款的條款和條件的約束，本使用條款可能會依據使用條款第16 (1)條進行修改。

2. ELIGIBILITY

2. 使用資格

• (1) You must have attained the age of majority and must be of full legal capacity under the laws applicable to you to access and use MaiCoin Services and this Site. By activating or accessing to or using MaiCoin Services and this Site, it is deemed that you agree to these Terms of Use and bear all legal and financial responsibility and liability for the activities or actions under your account. If you are a minor or a person of limited legal capacity, please do not access or use MaiCoin Services and this Site, otherwise you and your parents or legal guardian shall be responsible for all legal and financial responsibility and liabilities resulting therefrom, and the Company shall have the right to claim against you and your parents or legal guardian for damages caused to the Company as a result of such access or use. In addition, the Company shall have the right to suspend, cancel, or terminate your user account and may block transactions or freeze funds under your user account. If you have accessed or used MaiCoin Services and this Site when you are still a minor or a person of limited legal capacity, your non-termination or continued access to or use of MaiCoin Services and this Site after you become a major or attain full legal capacity shall automatically constitute your agreement to all Terms of Use of this Site.
• (1) 您必須根據您適用的法律達到法定成年年齡且具備完全行為能力，才能進入和使用MaiCoin服務和本網站。透過啟用、進入或使用MaiCoin服務和本網站，您將被視為同意本使用條款，並同意對您或您的MaiCoin帳戶下的所有活動與行為承擔一切法律和財務責任。如果您根據您所適用的法律為為限制行為能力人或無行為能力人，請勿進入和使用MaiCoin服務和本網站，否則您與您的法定代理人或法定監護人將承擔因您使用MaiCoin服務和本網站之一切法律和財務責任，及賠償本公司所有因此所受之損害。此外，本公司有權立即暫停、取消或終止您的MaiCoin帳戶並禁止交易或凍結資金。若您於限制原因消滅前即已開始使用MaiCoin服務或本網站，則您於限制原因消滅後，繼續使用MaiCoin服務或本網站者，即表示承認自您首次進入或使用MaiCoin服務和本網站起所有與本公司間所訂立之使用條款。
• (2) According to your citizenship and the regulations of the countries or areas that you are at (including but not limited to Japan, United States and European Economic Area), you may not be able to use part or all of the functions of the Site or the Company may reserve the right to provide the service of the Site. In addition, the Company may at any time refuse to provide services to the individuals, groups or areas set forth on the high risk or sanction list according to the relevant AML and CFT regulations and policies.
• (2) 根據您的公民身份以及您所在的國家或地區之法律規範（包括但不限於日本、美國或歐洲經濟區等），您可能無法使用MaiCoin服務或本網站得保留對您提供本網站的部分或所有功能的權利。此外，本公司為遵循防制洗錢與打擊資助恐怖主義等相關規範與建議，得拒絕對與前開規範與建議所列之高風險或制裁名單之個人、團體或地區提供服務。

3. PRIVACY POLICY

3. 隱私權政策

The Company values your privacy. Please review our privacy policy at https://www.maicoin.com/privacy ("Privacy Policy") to learn more about how we collect, process, and use your information.

本公司重視您的隱私。請查看本公司於本網站公告的隱私權政策（下稱「隱私權政策」），以深入了解我們如何收集、處理和利用您的資訊。

4. ACCOUNT REGISTRATION AND SECURITY

4. 帳戶註冊與安全

• (1) In order to use certain functions or features of MaiCoin Services and this Site, to protect the Company and the community from fraudulent users, and to keep appropriate records of the Company's customers, you are required to register a user account with this Site (https://www.maicoin.com/sign_up) first, and the same user account will allow you to be a registered user for accessing MaiCoin Services and this Site after you complete additional activation procedures. Please note that your registration with MaiCoin will be governed by the agreement or terms of use between MaiCoin and you. During the registration process with MaiCoin and the subsequent activation of your user account at this Site ("MaiCoin Account"), you will be required to provide certain personal information, including, but not limited to your name/ company name, telephone number, telephone bills, e-mail address, date of birth/registration, government identification number/ alien resident certificate number/ passport number, sex gender, nationality/ country of incorporation or organization, information regarding your bank account, your financial circumstances, occupation/ business scope and residential address/ registered address/ company registration address, facial image and biometric identification data generated therefrom, or any images or documents containing the foregoing information, and establish your user account and a password. The Company implements certain KYC (know your customers) verifications procedures during your activation and subsequent access to or use of MaiCoin Services and this Site. Your access to and limits to MaiCoin Services may be based on the identifying information and/or proof of identity you provide to the Company. If your transaction(s) with this Site reaches the frequency or threshold(s) prescribed by the Company (which may be modified by the Company from time to time), you will be required to provide additional personal information to the Company so as to satisfy the Anti-Fraud, Anti-Money Laundering and Counter-Terrorist Policies and policies for maintaining the order of the market. If you do not agree to provide any such additional personal information to the Company, you will not be able to use this Site and/or the MaiCoin Services. For the purpose of this Terms of Use, "Affiliates" means, with respect to any entity, any other entity that directly or indirectly controls or is controlled by, or under direct or indirect common control with, such entity, and for the purpose of this definition the term "control" (including the terms "controlling," "controlled by" and "under common control with") means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of an entity, whether through the ownership of voting securities, by contract or otherwise.
• (1)為了使用MaiCoin服務和本網站的某些功能或特性及保護用戶免受詐欺或其他傷害，並為了保存用戶的適當記錄，您需要先行在本網站註冊帳戶（https://www.maicoin.com/sign_up），而該帳戶將允許您在完成其他啟用程序後成為使用MaiCoin服務和本網站的註冊用戶。請注意，您在本網站所註冊的帳戶將受到本使用條款與您本公司間其他協議所拘束。在本網站進行註冊的過程中，以及在之後啟用MaiCoin帳戶的程序中，您將被要求提供某些個人資訊，包括但不限於您的姓名/公司名稱、電話號碼、電話帳單、電子郵件地址、出生日期/設立日期、身分證號碼/居留證/統一編號/護照號碼、性別、國籍/註冊國家、銀行帳戶資訊、財務狀況、職業/所營事業資料和居住/戶籍地址/公司登記地址、臉部影像及依此產生之生物特徵辨識資料或含有上述資訊之圖影像或文件，並建立您的個人帳戶和密碼。本公司在您啟動和隨後進入或使用MaiCoin服務和本網站時，會執行KYC（了解您的客戶）驗證程序。您對MaiCoin服務的使用權限會依據您提供給本公司的個人資訊和身分證明資訊而決定。倘在您使用MaiCoin服務或您的MaiCoin帳戶之交易量達到一定之頻率或門檻後，本公司得要求您提供進一步個人資料予本公司以進行身分確認，以符合本網站對於反詐欺、反洗錢和反恐怖主義規定等與維護市場秩序之目的。如您不同意提供您的進一步個人資料，則您將無法使用本網站或MaiCoin服務一部或全部之功能。本使用條款所稱之「關係企業」係指就任一主體而言，其直接或間接地控制或受其控制之任何其他主體，或該主體直接或間接普遍控制之任何其他主體。為此定義，「控制」一詞（包含「控制」、「被控制」、「受…普遍控制」這些詞）意指擁有直接的或間接的權力去決定或實質決定一個主體的管理與政策，無論是透過擁有具有表決權之證券或藉契約或其他方式。
• (2) By activating your MaiCoin Account or accessing MaiCoin Services and this Site, you are deemed to agree to: (a) provide accurate, current and complete information about you and promptly update such information thereafter to keep it accurate, current and complete; (b) maintain the security of your identification; (c) accept all risks arising out of inaccurate, outdated or incomplete information; and (d) irrevocably grant the Company and its Affiliates and the financial institutions that are in collaboration with the Company, your personal information and other information in relation to your MaiCoin Account.
• (2)透過啟用您的MaiCoin帳戶或使用MaiCoin服務和本網站，您即同意：(a)提供有關您的正確、最新和完整的資訊，並及時更新該資訊，以保持其正確、最新和完整；(b)保持身分證明的安全性；(c)接受由於不正確、過時或不完整的資訊所導致的所有風險；及(d)對本公司及其關係企業、合作之金融機構及您提供連結之銀行帳戶的所屬銀行，授與關於您MaiCoin帳戶的個人資訊及其他資訊之存取權（包括但不限於您的交易指示與紀錄、虛擬資產移轉之相關資訊，以及您的銀行帳戶資訊），且前述授與不可撤回。
• (3) Your MaiCoin Account consists of the following:
• (3)您的MaiCoin帳戶包含下列：
  • (a) A Virtual Asset Wallet provided by the Company for each Virtual Asset available to you, depending on your location and subject to the Company's sole discretion;
  • (a) 一個由本公司提供的虛擬資產錢包（「下稱「虛擬資產錢包」），該錢包會依據您的所在位置以及本公司的裁量而提供特定虛擬資產之功能；
  • (b) An online balance for government-issued currency ("Fiat Currency") associated to your MaiCoin Account, depending on your location and subject to the Company's sole discretion ("Online Balance"). You may fund your Online Balance by (i) depositing Fiat Currency from your linked and verified saving account with your name (provided however, MaiCoin may ask you to provide relevant information and materials to proceed refund process in the event of your failure to fund Online Balance by using other methods and you request to refund. You agree to provide the required information and materials by MaiCoin accordingly.), or (ii) selling Virtual Asset in your Virtual Asset Wallet for Fiat Currency. You may use your Online Balance to pay for your buy orders, and you may withdraw Fiat Currency in your Online Balance directly to your linked and verified saving account with your name, but you cannot withdraw Fiat Currency from your Online Balance by ATM or over-the-counter withdrawal. The Company designates financial institutions that are in collaboration with the Company to be the trustee for the funds in your Online Balance and such funds will be in the custody of a trust account of the financial institutions until your further instructions, subject to these Terms of Use. Except in cases where the beneficiary rights are assigned to you in accordance with the relevant contract provisions, the beneficiary of the aforementioned trust shall be the Company. When you withdraw your Fiat Currency, the remittance will be made by the Company. It takes a few business days to process your withdrawal and additional fees apply. The processing time and the charging standards are subject to the newest announcement on the Site when you submit the withdrawal instruction.
  • (b) 本公司會根據您所在的位置以及本公司的裁量，提供您線上的交易預備餘額（下稱「交易預備餘額」）。您可以使用下列方式將法定貨幣存入您的交易預備餘額：（i）透過已連結且經驗證的同名存款帳戶存入法定貨幣（惟當您因使用其他方法無法存入法定貨幣而要求退款時，本公司得向您要求相關資料或資訊以進行退款，您同意應配合提供以順利進行您的退款。），或（ii）將您虛擬資產錢包中的虛擬資產出售為法定貨幣。您可以使用交易預備餘額支付您的虛擬資產購買訂單款項。您也可以將您的交易預備餘額提領至已連結且經驗證的同名存款帳戶，但無法透過ATM或臨櫃方式提領。本公司委任合作之金融機構擔任您交易預備餘額的資金受託人，並將該等資金實際存於合作金融機構的信託帳戶，直到您有進一步的指示，但其運作或指示仍應依循本使用條款或本網站之規定。除依相關契約約定歸將歸屬於您之情形外，前述信託之受益人為本公司。當您向本公司提交提領指示時，將由本公司出款並將收取額外的交易費用，且需要一定的作業時間。相關費用及作業時間將公告於本網站，且應以您提交提領指示時的最新公告為準。
• (4) You hereby authorize the Company to, directly or through third parties, including, without limitation to, the Company and its Affiliates, relevant AML and CFT system and database and financial institutions that are in collaboration with the Company, make any inquiries we consider necessary to verify your identity and/or protect against fraud, including to query identity information contained in public reports to query and verify account information associated with your linked bank account (e.g., name, the authenticity of your account and its balance), and to take action we reasonably deem necessary based on the results of such inquiries and reports. You further authorize any and all third parties to which such inquiries or requests may be directed to fully respond to such inquiries or requests. You represent that you have read, understood, and agree to the "Mobile ID Identification Service User Agreement Terms and Privacy Notice" provided by Taiwan-CA, Inc. (TWCA) (see: https://www.twca.com.tw/product/8a08562a-ed45-4420-85ec-2eaba0ce5f22) in order to complete the Company's identity verification procedures by means of Mobile ID (phone number) verification, and agree that, within the scope of the aforementioned identity verification purposes, the Company may exchange, verify, and cross-check with Taiwan-CA, Inc. and the telecommunications service provider associated with your phone number the information necessary to verify your identity.
• (4)您特此授權本公司，可以直接或透過第三方，包括但不限於本公司及其關係企業、相關防制洗錢及打擊資恐查詢系統與資料庫及合作之金融機構、電信業者、第三方身分驗證服務提供者、財金資訊股份有限公司及經主管機關核准之防制詐欺犯罪平臺，進行任何我們認為必要的查詢以驗證您的身分及防止詐欺，包括查詢在公開報告中的身分資訊與虛擬資產或銀行帳戶資訊或紀錄（例如姓名、帳戶真偽、是否曾受警示或告誡及餘額）或其他我們認為必要之資訊，並可根據該查詢及報告的結果，採取我們合理認為有必要的措施。您進一步授權與該查詢或請求相關的任何和所有第三方，可以全面回應上述查詢或請求。您表示您已閱讀、理解並同意臺灣網路認證股份有限公司提供之「行動身分識別服務使用者約定條款及隱私權告知條款」（詳見：https://www.twca.com.tw/product/8a08562a-ed45-4420-85ec-2eaba0ce5f22）以行動身分識別（門號認證）方式完成本公司之身分驗證程序，並同意本公司得於前述身分驗證目的範圍內，與臺灣網路認證股份有限公司及您門號所屬之電信業者互相傳輸、查證與比對驗證您身分所需之必要資訊。
• (5) The Company reserves the right, at its sole discretion, (a) to refuse your registration or activation with MaiCoin Services and this Site; (b) to suspend, restrict or terminate your access to any or all of the MaiCoin Services and/or this Site according to the internal policy of the Company or for the purpose of risk control; (c) to limit the number of user account that a single user may establish or maintain; (d) to suspend, restrict, or terminate your access to any or all of the MaiCoin Services and/or this Site when the Company suspects that you violate these Terms of Use, you engage in any inappropriate conduct or behavior or the activities or actions under your MaiCoin account are in accordance with the behavior pattern of any inappropriate conduct or behavior deemed by the Company; and (e) deactivate or cancel your MaiCoin Account or suspend, restrict or terminate your access to any or all of the MaiCoin Services and/or this Site without prior notice and at our sole discretion if (i) any information provided during the registration process or later is inaccurate, not current or incomplete; (ii) activities or actions under your MaiCoin Account is alleged to be infringing these Terms of Use or other agreements between you and the Company or falling under Prohibited Use herein; (iii) a dispute has arisen between you and the Company that remains pending in a legal or judicial proceeding; or (iv) activities or actions under your MaiCoin Account is alleged to be infringing our Anti-Fraud, Anti-Money Laundering and Counter-Terrorist Policies or applicable law. Please note that when the Company decides to suspend, restrict, or terminate your access to any or all MaiCoin Services and/or this Site, you may incur losses due to market price fluctuations or other factors. The Company shall not be liable for any such losses. In addition, please note that when the Company decides to deactivate, cancel or terminate your MaiCoin Account, it may, at its sole discretion, determine the method of settling and returning your Virtual Asset and Fiat Currency. This may include, but is not limited to, notifying you to sell your Virtual Asset and/or withdraw your Fiat Currency within a specified period, or, after providing you advance notices and reasonable period to liquidate your Virtual Asset, liquidating such assets on your behalf based on their prevailing market value, if you have not fully liquidated them within the aforementioned period. Please be advised that either self-liquidation or liquidation by the Company on your behalf may result in losses due to market price fluctuations and the Company shall not be responsible for any such losses. In addition, the Company may, in accordance with the Fraud Crime Hazard Prevention Act and relevant provisions, return (or sell and then return) the Virtual Asset and/or Fiat Currency in your MaiCoin Account to victims of fraud crimes based on notifications from competent authorities, without liquidating or returning them to you as stated in the preceding provisions.
• (5)本公司有權(a)拒絕您註冊或啟用MaiCoin服務和本網站；(b)基於本公司之內部政策與風控考量，暫停、限制或停止您使用任何或所有MaiCoin服務和本網站；(c)限制單一用戶可以建立或維護的帳戶數量；(d)倘若本公司發現您或您於本網站帳戶下的活動或行為疑似有違反本使用條款、其他不正當之行為或被本公司認定符合不正當使用之行為模式時，暫停、限制或終止您使用任何或所有MaiCoin服務和/或本網站；(e)倘若(i)您在註冊過程中或之後所提供的任何資訊是不正確的、不是最新的或不是完整的、未能完成身分驗證程序或驗證結果與您所提供之資訊不符；(ii)您的MaiCoin帳戶下的活動或行為，被本公司認定已違反本使用條款或其他您與本公司間的協議或被本公司認定您從事根據本使用條款定義之禁止行為；(iii)您與本公司就使用本網站或MaiCoin服務發生爭執進入司法程序等情事，足認雙方已欠缺繼續交易之信賴基礎；或(iv)您的MaiCoin帳戶下的活動或行為，被本公司認定已違反我們的詐欺犯罪防制、反洗錢和反恐怖主義等政策，或者是相關法律規範，我們得停用或取消您的MaiCoin帳戶或暫停、限制或停止您使用任何或所有MaiCoin服務和/或本網站。請注意，當本公司決定暫停、限制或停止您使用任何或所有MaiCoin服務和/或本網站時，有可能會因為虛擬資產之市場價格波動或其他原因造成您的損失，本公司對該損失概不負責。另請注意，本公司決定停用或取消您的MaiCoin帳戶時，得根據本公司之裁量，決定結算與歸還您的交易預備餘額及虛擬資產之方式，包括但不限於通知您於特定期間內出售虛擬資產及/或提領交易預備餘額，或在提前告知並提供特定期間供您自行結清後，於您未完全結清虛擬資產時，按照當時虛擬資產之價值，代為結清虛擬資產。請注意，前述自行結清與代為結清行為有可能會因為虛擬資產之市場價格波動造成您的損失，本公司對該損失概不負責。此外，本公司亦得依《詐欺犯罪危害防制條例》及相關法令規定，基於有權機關之通知，將您MaiCoin帳戶的交易預備餘額和/或虛擬資產發還（或出售後再發還）予詐欺犯罪被害人，而不依前述規定對您結清或歸還。惟前述由本公司代為結清、代為出售或估值之機制，於 NFT 不適用；本公司得於通知您之合理期間屆滿後，限制您對帳戶內 NFT 之存取，或以其他方式處理，不負代為出售、結清或估值之義務。
• (6) You should be responsible for your MaiCoin Account security, including, but not limited to maintaining adequate security and control of any and all IDs, passwords, API keys or any other codes that you use to access to or associate with the MaiCoin Services and this Site. When choosing your user ID and password, please do not create it using easily identifiable or predictable information such as your birthday, telephone number or a recognizable part of your name. You must not share your MaiCoin Account or password with any other third party, knowingly or accidentally share, provide or make your MaiCoin Account or password available to any other third party, or otherwise enable any other third party to access or decipher your MaiCoin Account or password. In addition, you shall take necessary and reasonable measures to and due care in keeping your MaiCoin Account and password confidential and preventing your MaiCoin Account and password from being used by any other third party. Any loss or compromise of the foregoing information and/or your personal information may result in unauthorized access to your MaiCoin Account by third-parties and the loss or theft of any Virtual Asset and/or funds held in your MaiCoin Account and any associated accounts, including your linked bank account(s). Since you are the owner of your MaiCoin Account and password, and you are responsible for taking necessary and reasonable measures to keep your MaiCoin Account and password confidential, you agree to take sole responsibility for any activities or actions under your MaiCoin Account, whether or not you have authorized such activities or actions, except to the extent that you are able to prove that a third party is able to tamper with your MaiCoin Account by unauthorized access of our IT systems due to system deficiencies of the Company. If you believe your MaiCoin Account and password may have been disclosed to a third party, is lost or stolen or unauthorized transactions may have been conducted, you are responsible for notifying the Company (info@maicoin.com) immediately.
• (6)您應對您的MaiCoin帳戶的安全性負責，包括但不限於對任何和所有帳號、電子郵件地址、密碼、API密鑰或任何其他用來進入或連結MaiCoin服務和本網站的帳號與密碼等，維持足夠的安全性及控制性。當您選擇MaiCoin帳戶的名稱及密碼時，切勿使用可輕易辨識或猜測之資料，例如：您的生日、電話號碼、或您姓名中可辨識的字眼等。您不得與任何其他第三方分享或以任何方式有意或無意間洩漏您的MaiCoin帳戶或密碼，或使任何第三人得以猜測出您的MaiCoin帳戶或密碼。而且您應對MaiCoin帳戶和密碼採取必要且足夠的保密措施，並應積極防止您的MaiCoin帳戶和密碼被其他任何第三方使用。關於上述資訊或您的個人資訊的任何損失或洩漏，可能會導致第三方未經授權進入您的MaiCoin帳戶，並造成您的MaiCoin帳戶，包括任何相關聯的銀行帳戶中虛擬資產或資金遺失或遭竊。因您的MaiCoin帳戶之帳號與密碼為您所自行設定且您應負責採取必要且足夠的保密措施，因此無論您是否有授權該活動或行為，您同意對您的MaiCoin帳戶下的任何活動或行為承擔全部責任，但若您能證明第三方利用本公司電腦系統缺失而入侵本公司電腦系統，進而操作、竄改您的MaiCoin帳戶，則不在此限。倘您認為您的MaiCoin帳戶及/或密碼可能已為他人所知、或已遺失或遭竊，或可能已有交易擅自進行，您有責任立即通知本公司：info@maicoin.com。

5. ANTI-FRAUD, ANTI-MONEY LAUNDERING AND COUNTER-TERRORIST

5. 反詐欺、反洗錢和反恐怖主義

• (1) The Company and its Affiliates, and the financial institutions that are in collaboration with the Company implement certain anti-fraud, Anti-Money Laundering and Counter-Terrorist policies and procedures ("Anti-Fraud, Anti-Money Laundering and Counter-Terrorist Policies"). Accordingly, The Company and its Affiliates, and the financial institutions that are in collaboration with the Company insist on a comprehensive and thorough customer due diligence process and implementation and ongoing analysis and reporting. This includes monitoring of suspicious transactions and mandatory or voluntary reporting to regulators. The Company needs to keep certain information and documentation on file pursuant to applicable laws, applicable policies and to fulfill contractual obligations to third parties, and the Company hereby expressly reserves the right to keep such information and documentation and to disclose such information and documentation to peers, the financial institutions that are in collaboration with the Company or government authorities. This will apply even when you terminate your relationship with the Company, and vice versa, or abandon your application to have an account with the Company.
• (1) 本公司及其關係企業、合作之金融機構正施行相關反詐欺、反洗錢和反恐怖主義之法律規定、政策和程序（下稱「反詐欺、反洗錢和反恐怖主義規定等」）。因此，本公司及其關係企業、合作之金融機構堅持進行全面、徹底的客戶盡職調查程序及措施，以及持續性的分析和報告。這包括監控可疑交易，以及強制性或自願性向監理機構報告。本公司根據其適用的法律、政策以及履行與第三方的契約義務，需要保存部分資訊和文件，本公司特此明確表示其有保存該資訊和文件的權利，並有權向合作之金融機構或政府機關揭露該資訊和文件。即使您終止與本公司的關係，或本公司終止與您的關係，或您放棄向本公司申請帳戶，上述條款仍應適用。
• (2) To comply with Anti-money Laundering and Counter Terrorism Financing related regulations, you and/or your related persons (including but not limited to legal representatives, responsible persons, authorized persons and beneficial owners) acknowledge and agree that the Site, the Company and its Affiliates and the financial institutions that are in collaboration with the Company may adopt the following measures according to "Money Laundering Control Act", "Counter-Terrorism Financing Act", "Regulations Governing Anti-Money Laundering of Financial Institutions" or other related regulations. Furthermore, you and/or your related persons agree that any damages or disinterests caused by the following measures shall be solely borne by you and/or your related persons. The Site, the Company and its Affiliates and the financial institutions that are in collaboration with the Company shall not be responsible for the damages or disinterests caused by the following measures.
• (2) 為符合防制洗錢及打擊資恐之相關法規規範，您及/或您的關聯人（包含但不限於法定代理人、負責人、代表人、被授權人、實質受益人等）同意本網站、本公司及其關係企業與合作之金融機構得分別依「洗錢防制法」、「資恐防制法」或「金融機構防制洗錢辦法」等相關規定，進行以下措施。您及/或您的關聯人並同意，就本網站、本公司及其關係企業與合作之金融機構依本條辦理相關措施所導致您及/或您的關聯人產生之任何損害或不利益，均由您及/或您的關聯人自行承擔，本網站、本公司及其關係企業與合作之金融機構不負損害賠償責任。
  • (a) In the event of that the Site, the Company and its Affiliates and the financial institutions that are in collaboration with the Company discover that you and /or your related persons are in the sanction list or are deemed or traced back as the individual terrorists and terrorist organizations by foreign government or institution, or any international Anti-money Laundering organization or group, the Site, the Company and its Affiliates and the financial institutions that are in collaboration with the Company may directly suspend and/or terminate MaiCoin Services, Term of Use and any other related transactions and business without notifying you and/or your related persons.
  • (a) 本網站、本公司及其關係企業與合作之金融機構於發現您及/或關聯人為受經濟制裁、外國政府或國際洗錢防制組織認定或追查之恐怖分子或團體者時，本網站、本公司與合作之金融機構得逕行暫時停止並終止MaiCoin服務、本使用條款與其相關之各項交易與業務關係，而無須另行通知您及/或您的關聯人。
  • (b) The Company and its Affiliates and the financial institutions that are in collaboration with the Company may ask you and/or your related persons to provide any necessary materials of your own for reviewing or to explain the resources of you funds and the nature and purpose of the transaction within 14 days upon notice from the Site and the Company if the Site, the Company and its Affiliates and the financial institutions that are in collaboration with the Company deem that it is necessary (including but not limited to you and/or your related person involve suspicious illegal activities, Anti-money Laundering activities, Counter Terrorism Financing activities or any other illegal activities reported by media) when reviewing the identification documents of you and/or your related persons on a regular or irregular basis or any other necessary circumstances. The Site, the Company and its Affiliates and the financial institutions that are in collaboration with the Company may directly suspend and/or terminate MaiCoin Services, Term of Use and any other related transactions and business without notifying you and/or your related persons if you and/or your related persons fail to provide such materials or to explain within said 14 days.
  • (b) 本網站、本公司及其關係企業與合作之金融機構，於定期或不定期審查您及/或您的關聯人身份作業或於其他認為必要之情形時（包括但不限於：懷疑您及/或您的關聯人涉及非法活動、疑似洗錢、資恐活動、或經媒體報導，您及/或您的關聯人涉及任何違法之特殊案件等)，得要求您於接獲本網站或本公司通知後所定期限內提供審查所需之必要資料（含您及/或您的關聯人之必要資料）、法人戶之實質受益人之資訊或對交易性質與目的或資金來源進行說明，若您及/或您的關聯人逾期仍不履行者，本網站、本公司與合作之金融機構得逕行暫時停止並終止MaiCoin服務、本使用條款與其相關之各項交易與業務關係，而無須另行通知您及/或您的關聯人。
• (3) Cross-Industry Referral and Joint Fraud Prevention
• (3)異業照會與聯防
  • (a) The Company may, for the specific purposes of preventing fraud crimes, combating money laundering, and countering the financing of terrorism, collect, process, or use your identity information, the status of your MaiCoin Account and Virtual Asset accounts (including but not limited to information regarding alert accounts, alert Virtual Asset accounts, accounts subject to derivative control measures, suspended transactions, account freezes, and account closures), your transaction records, and personal data relating to your dealings with financial institutions, electronic payment institutions, and other virtual asset service providers, and may, through an anti-fraud crime prevention platform approved by the competent authority or other appropriate means, report or refer the foregoing personal data to relevant financial institutions, electronic payment institutions, credit card institutions, other virtual asset service providers, judicial police authorities, and judicial authorities.
  • (a) 本公司得於防制詐欺犯罪、防制洗錢及打擊資恐等特定目的範圍內，蒐集、處理或利用您的身分資訊、MaiCoin 帳戶及虛擬資產帳號之狀態（包括但不限於警示帳戶、警示虛擬資產帳號、衍生管制帳戶、暫停交易、圈存、結清銷戶等資訊）、交易紀錄，或與金融機構、電子支付機構及其他虛擬資產服務商之往來事項等個人資料，並將上揭個人資料，透過經主管機關核准之防制詐欺犯罪平臺或其他適當方式，通報或照會相關金融機構、電子支付機構、信用卡業務機構、其他虛擬資產服務商及司法警察機關、司法機關。
  • (b) If, pursuant to the preceding paragraph or based on a report from any of the foregoing institutions or judicial police authorities, the Company determines that your MaiCoin Account or Virtual Asset account is suspected of involvement in fraud crime, unlawful conduct, or an obviously abnormal transaction, the Company may, in accordance with applicable laws and regulations, suspend all or part of your trading functions, refuse to establish or terminate the business relationship with you, or take other necessary control measures, and may report the matter to judicial police authorities or other relevant authorities and institutions. The Company is not required to notify you in advance before taking any of the foregoing measures, and shall not be liable for any loss arising therefrom.
  • (b) 本公司依前款規定，或依前開機構、司法警察機關之通報，認您的 MaiCoin 帳戶或虛擬資產帳號有疑似涉及詐欺犯罪、不法或顯屬異常交易之虞者，得依相關法令規定，暫停全部或部分交易功能、拒絕建立或終止業務關係，或採取其他必要之控管措施，並得向司法警察機關或相關機關及機構通報。本公司採取前開措施時，無須事先通知您，且就因此所生之任何損失不負賠償責任。

6. RISK STATEMENT

6. 風險揭露聲明

Trading in Virtual Assets entails certain risks. When trading Virtual Asset, please be aware that there is a significant possibility that Virtual Asset can fluctuate considerably in value. There is no assurance that any person will accept Virtual Asset as payment for goods or services and it is possible that the use or transaction of Virtual Asset may be expressly prohibited by legislation in a particular jurisdiction. Please be aware that Virtual Assets are not government-issued currencies and there is no assurance that anyone will accept Virtual Assets as payment in lieu of other traditional government-issued currencies, hence the risk of holding Virtual Assets may be higher than the risk of holding any other assets or merchandise. Whether you are suitable to engage in the purchase or sale of Virtual Asset will be dependent on your personal financial situation and tolerance for risk. By using MaiCoin Services and this Site, you agree that you are fully aware of the related risks and considerations and waive any and all claims against the Company and its Affiliates for all losses or damages that may arise from your purchase or sale of Virtual Asset. Please see our Risk Disclosure Statement at https://assets.maicoin.com/maicoin/risk.html for a disclosure of the various risks involved in trading Digital Currencies. This Risk Disclosure Statement is for your reference only. It cannot and does not disclose all risks and other aspects involved in holding or trading in Virtual Assets.

虛擬資產交易具有一定風險。在交易或買賣虛擬資產時，請了解虛擬資產之價值極可能大幅波動。本公司無法保證有任何人會接受以虛擬資產支付商品或服務或承認其價值，且虛擬資產不受世界上任何政府之支援，甚至可能面臨世界上任何政府之立法明文禁止。請了解虛擬資產並非官方貨幣，且無法保證有任何人會接受以虛擬資產取代傳統貨幣付款，因此持有虛擬資產之風險可能會高於持有其他資產或商品之風險。至於您是否適合從事虛擬資產買賣，端視您個人財務狀況及風險容忍度而定。您一旦使用MaiCoin服務及本網站，即表示您已同意您完全了解相關風險與考量，且就您買賣虛擬資產因相關風險所生之任何損失或損害，您已拋棄針對本公司之任何及全部請求權。請參閱本公司的風險揭露聲明https://assets.maicoin.com/maicoin/risk.html以知悉交易虛擬資產涉及的各種風險。本風險揭露聲明僅屬例示性質，並無法充分完整的列舉持有或交易虛擬資產所涉及的所有風險及各種面向，故請您還是要充分注意其他可能的風險。

7. OWNERSHIP; GRANT; RESTRICTIONS ON GRANT

7. 所有權、授權、授權限制及服務條件

• (1) You acknowledge and agree that the Company hereby grants you a limited, non-transferable and non-exclusive license, subject to these Terms of Use, to access and use MaiCoin Services, the Content, and this Site solely for your personal and non-commercial purposes and that the Company retains ownership of all right, title and interest to MaiCoin Services, the Content, and this Site, and the intellectual property rights therein and thereto (including without limitation, all patent rights, design rights, copyrights, trademarks and trade secret rights) subject to the license granted in this Article 7.
• (1) 您確認並同意，根據本使用條款，本公司授權您有限的、不可轉讓和非專屬的許可，您僅可基於個人、非商業性的目的進入及使用MaiCoin服務、內容和本網站。您確認並同意，根據第7條所授權的許可，英屬開曼群島商現代財富控股有限公司及本公司擁有MaiCoin服務、內容和本網站的所有權利、資格、利益以及智慧財產權（包括但不限於所有專利權、設計權、著作權、商標權和營業秘密）。
• (2) You acknowledge and agree that, the Company may, based on factors such as operating cost, marketplace, and the security of transaction, or at the request of the financial institutions that are in collaboration with the Company, set and adjust the minimum amount and maximum amount for use of any or all MaiCoin Services (including but not limited to exchange, sale, transmission and receipt of Virtual Assets), and charge transaction fees as a result thereof.
• (2)您知悉並同意，本公司基於營運成本、市場情況、交易安全等因素考量，或基於合作之金融機構要求，得隨時針對一部或全部MaiCoin服務（包含但不限於即時交易、傳送、接收虛擬資產服務）設定與調整數量或金額的最低限制及最高限制，並酌收手續費。
• (3) YOU ARE RESPONSIBLE TO ENSURE THAT ANY DESTINATION ADDRESS FOR VIRTUAL ASSET SHALL CORRESPOND TO THE SAME TYPE OF VIRTUAL ASSET WALLET ADDRESS. THE COMPANY DOES NOT SUPPORT VIRTUAL ASSET TRANSACTIONS THAT ARE RECEIVED FROM AN INCORRECT OR DIFFERENT VIRTUAL ASSET THAT THE WALLET ADDRESS IS INTENDED TO RECEIVE; FOR EXAMPLE, SENDING BITCOIN CASH (BCH) TO BITCOIN (BTC) ADDRESSES, SENDING ETHEREUM CLASSIC (ETC) TO ETHEREUM (ETH) ADDRESSES, OR SENDING LITECOIN (LTC) TO BITCOIN (BTC) ADDRESSES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DOES NOT REFUND MISSING DEPOSITS AND SHALL NOT BE LIABLE FOR ANY DAMAGE OR LOSS ARISING OUT OF OR IN RELATION TO SENDING VIRTUAL ASSETS TO WRONG ADDRESSES. THE COMPANY DOES NOT SUPPORT EVERY FORK AND THE TOKENS CREATED OR SPLIT FROM SUCH FORK. IF YOU INTEND TO RECEIVE CREATED OR SPLIT TOKENS, PLEASE MOVE YOUR VIRTUAL ASSETS TO OTHER SERVICE PROVIDERS THAT SUPPORT FORKS BEFORE FORKS TAKE PLACE. IF THE COMPANY WERE TO ASSIST ON MISSING DEPOSIT THAT IS THE RESULT OF YOUR VIOLATION OF THIS SECTION 7(3) TO YOU, YOU SHALL PAY THE COMPANY FOR THE COST AND EXPENSES INCURRED ARISING OUT OF SEARCHING SUCH MISSING DEPOSITS, EVEN IF THE VALUE OF THE COST AND EXPENSES MAY BE HIGHER THAN THE VALUE OF MISSING DEPOSITS THEMSELVES.
• (3)又「虛擬資產種類」、「區塊鏈網路」與「虛擬資產發送或接收之錢包地址種類」間必須對應一致，本公司不支援將虛擬資產發送予或接收至不相符之虛擬資產種類、區塊鏈網路或錢包地址；例如，將BITCOIN CASH（BCH）發送予或接受至BITCOIN（BTC）地址，或將ETHEREUM CLASSIC（ETC）發送予或接收至ETHEREUM（ETH）地址，或將LITECOIN（LTC）發送予或接收至BITCOIN（BTC）地址等等。若用戶進行本公司所不支援之虛擬資產交易、發送或接收導致虛擬資產遺失，在法律允許的最大範圍內，本公司不會為您找回因為發送或接收虛擬資產至錯誤錢包地址所遺失的虛擬資產，亦不會賠償與此相關的損失且該等虛擬資產可能永久遺失。本公司也不支援任何形式或種類的區塊鏈分岔(fork)與因此所創造或分岔出的虛擬資產。如果您打算發送或收到創造或分岔出的虛擬資產，請您務必要在分岔發生前將您的虛擬資產移動到支援分岔的服務提供者。若本公司同意協助您找回因您違反本項規定所遺失的虛擬資產，您必須就本公司額外花費勞力、時間、費用為您找回因您違反本項規定所遺失的虛擬資產乙事，給付本公司服務費用與礦工手續費等，且服務費用與手續費等可能高於您所遺失的虛擬資產之價值。
• (4) This Site (including, without limitation, the Content) may not always be entirely accurate, complete or current and may also include technical inaccuracies or typographical errors. You should verify all information before relying on it, and all decisions based on information contained on this Site are your sole responsibility and we shall have no liability for such decisions. You acknowledge and agree that the Company is not responsible for any information, content, or services contained in any third-party materials or on any third party sites.
• (4)本網站（包括但不限於內容）可能並不總是完全正確、完整或最新，也可能包括技術失準或誤植。您應該在仰賴所有資訊之前核實該訊息，而您根據本網站所載資訊作出的所有決定，均由您自行負責，我們對該決定不負任何責任。您確認並同意，本公司不對任何第三方資料或任何第三方網站上的任何資訊、內容或服務負責。
• (5) Except as otherwise specifically permitted under these Terms of Use, you may not:
• (5)除本使用條款另有許可規定外，您不得從事下列行為：
  • (a) copy, imitate, develop or reproduce MaiCoin Services, this Site, or the Content, including without limitation the model, design, interface, appearance and layout;
  • (a) 複製、模仿、開發或再製MaiCoin服務、本網站或內容，包括但不限於模型、設計、介面，外觀和排版；
  • (b) create any derivative works of any MaiCoin Services, this Site, or the Content, including without limitation the model, design, interface, appearance and layout;
  • (b) 創造關於MaiCoin服務，本網站或內容的任何衍生作品，包括但不限於模型、設計、介面、外觀和排版；
  • (c) reverse engineer, decompile, or disassemble or otherwise attempt to derive the source code for any part of MaiCoin Services and this Site;
  • (c) 對MaiCoin 服務及本網站的任何部分進行反向工程、解編、拆解或以其他方式試圖獲得原始碼；
  • (d) disseminate malicious software, programs, virus, worm or in other manner that destroys or crash MaiCoin Services and this Site;
  • (d) 傳播惡意軟體、程式、病毒，電腦蠕蟲或破壞或毀壞MaiCoin服務和本網站；
  • (e) distribute, lend, transfer, sell, rent, lease, sublicense, or grant your MaiCoin Account to any other third party;
  • (e) 分配、出借、轉讓、出售、出租、租賃、再許可或授權您的MaiCoin帳戶予任何其他第三方；
  • (f) copy, transmit, distribute, sell, license, reverse engineer, modify, publish, or participate in the transfer or sale of, create derivative works from, or in any other way exploit any of the Content, in whole or in part;
  • (f) 複製、傳送、分配、銷售、許可、反向工程、修改、出版、參與轉讓、出售或製造衍生作品，或以任何其他方式而利用任何一部或全部的內容；
  • (g) remove or alter any trademark, logo, copyright or other proprietary notices, legends, symbols or labels in MaiCoin Services and this Site;
  • (g) 刪除或更改MaiCoin 服務和本網站中的任何商標、標誌、著作權或其他所有權聲明、圖例、符號或標籤；
  • (h) use, access or tamper with non-public areas of MaiCoin Services and this Site, the Company's computer systems, or the technical delivery systems of the Company's providers;
  • (h) 使用、進入或篡改MaiCoin 服務、本網站、本公司的電腦系統或本公司供應商的技術交付系統上的非公共區域；
  • (i) probe, scan, or test the vulnerability of any system or network of this Site or breach or circumvent any security or authentication measures;
  • (i) 探測、掃描或測試任何本網站系統或網絡的漏洞，或違反或規避任何安全或認證措施；
  • (j) access, search, or use MaiCoin Services and this Site or download Content from MaiCoin Services and this Site by any means (automated or otherwise) other than through the currently available interfaces that are provided by the Company (and only pursuant to those terms and conditions) or other generally available third party web browsers;
  • (j) 透過任何自動或其他方式，而不是透過本網站或其他的第三方網絡瀏覽器所提供的當前可用介面（且僅依據該條款和條件），進入、搜索或使用MaiCoin服務和本網站，或從MaiCoin服務和本網站下載內容；
  • (k) forge any TCP/IP packet header or any part of the header information in any email or posting, or in any way use the MaiCoin Services and this Site to send altered, deceptive or false source-identifying information;
  • (k) 在任何電子郵件或貼文中偽造任何TCP / IP數據標頭(TCP/IP packet header)或標頭資訊(header information)的任何部分，或以任何方式使用MaiCoin服務和本網站發送更改、欺詐或虛假的來源識別資訊；
  • (l) avoid, bypass, remove, deactivate, impair, descramble or otherwise circumvent any technological measure implemented by the Company or any of the Company's providers or any other third party (including another user) to protect MaiCoin Services and this Site or Content; or
  • (l) 避免、繞過、刪除、停用、損害、解碼或以其他方式規避本公司或任何本公司之供應商或任何其他第三方（包括其他用戶）所實施保護MaiCoin服務、本網站或內容的任何技術措施；或
  • (m) interfere with or disrupt (or attempt to do so) the operation of MaiCoin Services and this Site, the access of any user, host or network by any means or interfere with or create an undue burden on the MaiCoin Services and this Site.
  • (m) 以任何方式干擾或（試圖）擾亂MaiCoin服務、本網站、任何用戶、主機或網路的運作，或干擾或製造MaiCoin服務及本網站不當的負擔。
• (6) In connection with your use of the MaiCoin Services and this Site, and your interactions with other users, and third parties you agree and represent you will not engage in any action or activity as set forth in Article 7(3) and Article 8(1) herein (collectively "Prohibited Use"). The Company reserves the right at all times to monitor, review, retain and/or disclose any information as necessary to satisfy any applicable law, regulation, sanctions programs, legal process or governmental request.
• (6)關於您使用MaiCoin服務和本網站、您與其他用戶和第三方的互動及您同意或代表的第三方的行為，不得涉及任何第7(3)條和第8(1)條所規定的任何行為或活動（以下合稱「禁止行為」）。本公司有權隨時監控、審查、保留和揭露任何資訊，以滿足相關法律、法規、制裁計畫、法律程序或政府要求。
• (7) The Company reserves the right to suspend, restrict, cancel and/or terminate your MaiCoin Account and/or block transactions or freeze funds and/or Virtual Assets, or take other necessary measures immediately if the Company determines, in our sole discretion, that your MaiCoin Account is associated with any obviously abnormal transaction or Prohibited Use or is on suspicion of violation of any applicable laws, these Terms of Use or any Anti-Fraud, Anti-Money Laundering and Counter-Terrorist Policies. Suspension, restriction, cancellation, or termination of your MaiCoin Account shall not affect the payment of fees or other amounts you owe to the Company. In the event that your MaiCoin Account is suspended, restricted cancelled, or terminated, we reserve the right to immediately cancel all open orders associated with your MaiCoin Account, block all withdrawals and bar the placing of further orders. Please note that the suspension, restriction, cancellation, or termination of your MaiCoin Account, as well as blocking transactions, freezing of funds, or implementation of other necessary measures, may result in losses due to fluctuations in the market price of Virtual Assets or other factors. MaiCoin shall not be responsible for such losses.
• (7)當您的MaiCoin帳戶涉及任何疑似違反法令、本使用條款、禁止行為、涉嫌違反反詐欺、反洗錢和反恐怖主義規定等，或有顯屬異常交易之情事時，本公司有權立即暫停、限制、取消或終止您的MaiCoin帳戶和/或禁止交易或凍結資金和/或虛擬資產，或採取其他必要措施。暫停、限制、取消或終止您的MaiCoin帳戶不影響您積欠本公司的費用或其他金額。當您的MaiCoin帳戶被暫停、限制、取消或終止或被本公司採取其他必要措施時，我們將有權選擇是否立即取消與您的MaiCoin帳戶相關的所有未結訂單、禁止所有交易並禁止提交任何訂單。請注意，前述暫停、限制、取消、終止帳戶與交易，以及凍結資金與虛擬資產或採取其他必要措施之行為，有可能會因為虛擬資產之市場價格波動或其他因素而造成您的損失，本公司對該損失概不負責。
• (8) Virtual Asset Transfer Information
• (8) 虛擬資產移轉資訊
  • (a) When you apply for a virtual asset transfer (including, without limitation, sending to an external Virtual Asset Wallet), you shall provide the required information regarding the originator and beneficiary of the virtual asset transfer, in accordance with the items required by the Company pursuant to relevant laws and regulations, self-regulatory rules, or the Company's announcements on this Site. You warrant that the information you provide is true, accurate, current, and complete.
  • (a) 您於申請虛擬資產移轉（包括但不限於發送至外部虛擬資產錢包）時，應依本公司依相關法令、自律規範或本公司於本網站公告所要求之項目，提供虛擬資產轉出人及接收人之必要資訊。您擔保所提供之資訊為真實、正確、最新且完整。
  • (b) If the information you provide involves any third party other than yourself (including, without limitation, the beneficiary), you warrant that you have obtained such third party's lawful consent, or otherwise have a lawful basis, for the collection, processing, use, and cross-border transfer of such third party's personal data. You shall be solely responsible for any dispute, claim, fine, or damage arising from your breach of this warranty, and shall indemnify the Company for all damages it thereby incurs (including reasonable attorneys' fees).
  • (b) 若您所提供之資訊涉及您以外之第三人（包括但不限於接收人），您擔保就該等個人資料之蒐集、處理、利用及跨境傳輸，已取得該第三人之合法同意或具備其他合法事由。因您違反本項擔保所生之任何爭議、請求、罰鍰或損害，概由您自行負責，並應補償本公司因此所受之一切損害（包括合理之律師費用）。
  • (c) You agree that the Company may provide the aforementioned required information regarding the originator and beneficiary to the counterparty (the beneficiary or originator) of such virtual asset transfer and its appointed service providers; you further acknowledge and agree that such parties may be located outside the Republic of China, and that the foregoing information will accordingly be transferred overseas. The Company may retain the foregoing information in accordance with relevant laws and regulations and provide it upon request by a competent authority.
  • (c) 您同意本公司得將前開轉出人及接收人之必要資訊，提供予該筆虛擬資產移轉之交易對手（接收方或轉出方）及其委任之服務提供者；您並知悉並同意該等對象可能位於中華民國境外，前開資訊將因此傳輸至境外。本公司並得依相關法令規定保存前開資訊，及於權責機關要求時提供。
  • (d) The Company may refuse, suspend, delay, or discontinue execution of such virtual asset transfer, or, where the Company is the receiving institution, refuse to credit, suspend processing of, or return the transfer, in each case without prior notice to you, if any of the following applies: (i) you fail to provide the necessary information under item (a) of this Paragraph, or the information provided is incomplete or inaccurate; (ii) the Company is unable to complete verification of the necessary information, or the results of verification are inconsistent with the information the Company holds; (iii) the regulatory regime applicable to the counterparty's business is inconsistent with the anti-money laundering and counter-terrorist financing standards set by the Financial Action Task Force (FATF), or the Company is unable to confirm such consistency; or (iv) the Company determines, based on a risk-based approach, that refusal, suspension, or further verification is necessary. You shall solely bear any damage or disadvantage arising from any of the foregoing circumstances (including, without limitation, losses arising from fluctuations in the market price of virtual assets, or any liability or loss arising from your or the counterparty's failure to perform, or resulting non-performance, delay, or incomplete performance of, other legal obligations), and the Company shall not be liable for any damages in connection therewith.
  • (d) 有下列情形之一者，本公司得拒絕、暫停、延遲或中止執行該筆虛擬資產移轉，或於本公司擔任接收方時拒絕入帳、暫停處理或退回，且無須事先通知您：(i) 您未依本項第 (a) 款提供必要資訊，或所提供之資訊不完整或不正確；(ii) 本公司無法完成必要資訊之核對，或核對結果與所持有之資訊不符；(iii) 交易對手之事業所受監理規範，與防制洗錢金融行動工作組織（FATF）所定防制洗錢及打擊資恐標準不一致，或本公司無法確認其一致性；或 (iv) 本公司依風險基礎方法認有拒絕、暫停或進一步查證之必要。因前開情形所致之任何損害或不利益（包括但不限於因虛擬資產市場價格波動所生之損失、您或交易對手無法履行其他法律關係之義務或因此所生之給付不能、遲延或不完全所生之責任或損失），概由您自行承擔，本公司不負損害賠償責任。
  • (e) The scope of application of this Paragraph, the required information, the nature of the transfer, the transfer counterparties, and the implementation timeline shall be governed by relevant laws and regulations, self-regulatory rules, and the Company's announcements on this Site.
  • (e) 本項之適用範圍、所需資訊、移轉性質、移轉對象及施行期程，依相關法令、自律規範及本公司於本網站之公告辦理。
  • (f) The provisions of this Paragraph shall not apply to the transfer of NFTs.
  • (f) 本項規定不適用於 NFT 之移轉。
• (9) The Company may, based on operational, regulatory compliance, risk control, or other considerations, add or remove the virtual assets, blockchain networks, and trading pairs it supports at any time, and shall announce the same on this Site, without prior notice to you. If the Company decides to delist a particular virtual asset trading pair, delist a particular virtual asset, or discontinue support for a particular blockchain network, the Company will notify you by announcement or other appropriate means and provide a reasonable period during which you may sell or send such virtual asset; if you fail to take action within such period, the Company may, at its discretion, sell or convert such virtual asset on your behalf, or restrict your access to it, and you shall solely bear any loss arising therefrom. The foregoing sale or conversion on your behalf shall not apply to NFTs; with respect to NFTs, the measures available to the Company shall be limited to ceasing support for a particular NFT or the blockchain network on which it resides, and restricting your access to such NFTs, and the Company shall not be obligated to sell, convert, or value such NFTs on your behalf.
• (9) 本公司得基於營運、法令遵循、風險控管或其他考量，隨時增加或移除本公司支援之虛擬資產、區塊鏈網路及交易對，並於本網站公告，無須事先通知您。本公司決定移除特定虛擬資產交易對或下架特定虛擬資產或不支援特定區塊鏈網路時，將以公告或其他適當方式通知您，並提供合理期間供您出售或發送；逾該期間仍未處理者，本公司得依其裁量代為出售、轉換或限制您對該等虛擬資產之存取，因此所生之任何損失概由您自行承擔。本項所稱代為出售或轉換，於 NFT 不適用；本公司就 NFT 得採取之處理方式，僅限於停止支援特定 NFT 或其所在之區塊鏈網路，並限制您對該等 NFT 之存取，不負代為出售、轉換或估值之義務。

8. MEMBER CONDUCT

8. 會員行為

• (1) You agree not to use the MaiCoin Services and this Site to:
• (1) 您同意不利用MaiCoin服務及本網站從事下列行為：
  • (a) upload, post, transmit, distribute or otherwise make available any Content that is illegal, offensive, threatening, abusive, harassing, pornographic, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable;
  • (a) 上傳、張貼、傳送、分發或以其他方式提供非法、冒犯、威脅、辱罵騷擾、色情、侵權、毀損名譽、粗俗、淫穢、誹謗、侵犯他人隱私、仇恨性、種族歧視或其他令人反感的內容；
  • (b) promote discrimination, racism, hatred, harassment or harm against any person or group;
  • (b) 提倡對任何人或群體的歧視、種族主義、仇恨、騷擾或傷害；
  • (c) impersonate any other third party or falsely state or otherwise misrepresent your affiliation with any other third party;
  • (c) 假冒任何其他第三方、偽稱或以其他方式虛偽陳述您與任何其他第三方的關係；
  • (d) upload, post, transmit, distribute or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
  • (d) 上傳、張貼、傳送、分發或以其他方式提供根據相關法律、契約或信託關係下您無權使用的內容（例如內部資訊、專有和機密資訊，或依僱傭關係或非公開協議而得知或揭露的機密資訊）；
  • (e) upload, post, transmit, distribute or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any other third party;
  • (e) 上傳、張貼、傳送、分發或以其他方式提供侵害其他第三方的任何專利、商標、營業秘密、著作權或其他所有權的內容；
  • (f) upload, post, transmit, distribute or otherwise make available any unsolicited or unauthorized advertising, promotional materials, spam, pyramid schemes, or any other form of solicitation;
  • (f) 上傳、張貼、傳送、分發或以其他方式提供任何未經請求或未經授權的廣告、宣傳資料、垃圾郵件、多層次傳銷或任何其他形式之招攬內容；
  • (g) upload, post, transmit, disseminate or otherwise make available any material that contains software viruses, malicious software, programs, worm or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
  • (g) 上傳、張貼、傳送、分發或以其他方式提供任何包含電腦病毒、惡意轉體、程式、電腦蠕蟲或其他意圖干擾、銷毀或限制任何電腦軟體、硬體或電信設備的代碼、文件或程式；
  • (h) disobey, violate or ignore any code of conducts, requirements, procedures, policies or regulations of MaiCoin Services and this Site to the extent applicable to you;
  • (h) 不遵循、違反或忽視您所適用的任何MaiCoin服務和本網站的任何行為準則、要求、程序、政策或規範；
  • (i) intentionally or unintentionally violate or encourage any conduct that would violate any applicable local, state, national or international law;
  • (i) 故意或過失地違反或鼓勵任何違反地方、州、國家或國際法律的行為；
  • (j) promote, encourage or engage in terrorism violence or financial contribution to terrorist;
  • (j) 提倡、鼓勵或從事恐怖主義暴力或捐助該恐怖主義；
  • (k) stalk or otherwise harass other users of MaiCoin Services and this Site;
  • (k) 追蹤或以其他方式騷擾MaiCoin服務和本網站的其他用戶；
  • (l) collect or store personal data about other users of MaiCoin Services and this Site without their prior express consent or permission; and
  • (l) 未得事前明確同意或許可的情形下，收集或儲存使用MaiCoin服務和本網站的其他用戶的個人資料；及
  • (m) encourage, enable or assist any other third party to do any of the foregoing.
  • (m) 鼓勵、促使或協助任何其他第三方從事上述任何行為。
• (2) You acknowledge, consent and agree that the Company may access, preserve or disclose your MaiCoin Account information and Content if required to do so by applicable laws or in a good faith belief that such access, preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce or administer these Terms of Use or other agreements between you and the Company, including investigation into any potential violation of these Terms of Use or association with any Prohibited Use; (c) comply with the request from law enforcement, tax authority or other government body; (d) respond to your requests for customer service; (e) detect, prevent, or otherwise address fraud, security or technical issues; (f) comply with any routine or reasonable request for information from the financial institutions that are in collaboration with the Company; or (g) protect the rights, property or personal safety of the Company, the users of MaiCoin Services and this Site and the public.
• (2)您確認並同意，當根據相關法律或合理相信進入、保存或揭露您的MaiCoin帳戶資訊和內容可以滿足下列情況時，本公司可以進入、保存或揭露您的MaiCoin帳戶資訊和內容：(a)符合法律程序；(b)執行或管理本使用條款或本公司與MaiCoin服務和本網站用戶的協議，包括調查潛在違反本使用條款的行為或禁止行為；(c)遵守司法、稅務機關或其他政府機構的要求；(d)回應您基於客戶服務的要求；(e)偵測、預防或以其他方式處理欺詐、安全或技術問題；(f)遵守合作的金融機構、其他存款業務機構、電子支付機構、發卡機構、其他虛擬資產服務商、財金資訊股份有限公司，或經主管機關核准之防制詐欺犯罪平臺的任何例行或合理的資料要求，且不以與本公司合作業務範圍內之資訊為限;或(g)保護本公司、使用MaiCoin服務或本網站的用戶公眾的權利、財產或人身安全。
• (3) For the purpose of these Terms of Use, "Content" means all information, data, profile, text, link, software, photographs, graphics, video, messages, tags, information or other materials available on MaiCoin Services and this Site, including but not limited to those posted, uploaded, shared, submitted or made by you or other users of MaiCoin Services and this Site.
• (3)本使用條款所稱之「內容」是指MaiCoin服務和本網站上提供的所有資訊、數據、資料、文字、連結、軟體、照片、圖形、影片、訊息、標籤、資訊或其他和資料，不論該資訊是您或MaiCoin服務和本網站的其他用戶所發布、上傳、分享、提交或製作。

9. IDEA, PROPOSAL OR FEEDBACK

9. 意見、建議及回饋

• (1) For the purpose of these Terms of Use, "Feedback" means any ideas, proposals, questions, complaints or feedbacks that you submit to the Company with regard to MaiCoin Services and this Site via our email info@maicoin.com. When you contact the Company, please provide us with your account name, your real name, address, and any other information the Company may need to identify you.
• (1)本使用條款所稱之「回饋」是指透過我們的電子郵件信箱：info@maicoin.com，向本公司所提交有關MaiCoin服務和本網站的任何想法、建議、問題、投訴或回饋。當您聯繫本公司時，請向我們提供您的用戶名稱、實際姓名、地址以及其他本公司可識別您身分的任何信息。
• (2) When you submit or make available Feedback to the Company, you grant the Company the following worldwide, non-exclusive, perpetual, irrevocable, royalty free rights:
• (2)當您向本公司提交或提供回饋時，您將授予本公司以下全球性、非專屬性、永久、不可撤銷及免權利金的權利：
  • (a) to make, use, copy, modify, sell, distribute, sub-license, and create derivative works of, Feedback as part of any product, technology, service, specification or other documentation of the Company;
  • (a) 對回饋製作、使用、複製、修改、銷售、分配、再授權及創造衍生作品而作為任何MaiCoin產品、技術、服務、規格或其他文件的一部分；
  • (b) to publicly perform or display, import, broadcast, transmit, distribute, license, offer to sell, and sell, rent, lease or lend copies of Feedback (and derivative works thereof) as part of any MaiCoin Services and this Site; and
  • (b) 對回饋的副本（及其衍生作品）公開執行或展示、進口、廣播、傳送、分配、授權、要約出售、出售、出租、租賃或出借而作為任何MaiCoin服務和本網站的一部分；及
  • (c) to sublicense to any third party the foregoing rights, including the right to sublicense to further third party.
  • (c) 可對任何第三方再授權上述權利，包括再授權給其他第三方上述權利的權利。
• (3) For any Feedback you submit to the Company, you represent and warrant that:
• (3)關於您向本公司提交的任何回饋，您聲明並保證：
  • (a) you have the right to disclose such Feedback to the Company and that such disclosure does not violate the rights of any other person or party;
  • (a) 您有權向本公司揭露此類回饋，且該揭露不會侵犯任何其他人或當事人的權利；
  • (b) such Feedback does not contain confidential or proprietary information of any other third party;
  • (b) 該回饋不包含任何其他第三方的機密或秘密資訊；
  • (c) the Company is not under any obligation of confidentiality, express or implied, with respect to Feedback;
  • (c) 關於該回饋本公司沒有任何明示或默示的保密義務；
  • (d) the Company shall be entitled to use or disclose (or choose not to use or disclose) such Feedback for any purpose, in any way, in any media worldwide;
  • (d) 本公司有權基於任何目的，在全球任何媒體中以任何方式使用或揭露（或選擇不使用或揭露）該回饋；
  • (e) to the extent permissible by law, such Feedback automatically become the exclusive property of the Company without any obligation of the Company to you; and
  • (e) 在法律允許的範圍內，該回饋將自動成為本公司的專屬財產，而本公司不會對您負擔任何義務；及
  • (f) you are not entitled to any compensation or reimbursement of any kind from the Company under any circumstances.
  • (f) 在任何情況下，您都無權要求本公司提供任何類型的賠償或補償。 You will indemnify and hold harmless the Company from and against any claims, losses, expenses and liabilities arising from breach by you of the foregoing representation and warranty.

當您違反上述聲明和擔保，您將保障並確保本公司免於任何因此導致的任何求償、損失、費用及責任。

• (4) If you experience or encounter any bugs, glitches, hitches or other problems on MaiCoin Services and this Site, please inform the Company immediately so that it can correct or improve accordingly. You can submit your requests and issues to info@maicoin.com.
• (4) 當您發現或遇到MaiCoin服務和本網站上的任何錯誤、障礙、故障或其他問題，請立即通知本公司，以便進行更正或改進。您可以將您的請求和問題提交至：info@maicoin.com。

10. TAXES

10. 稅

It is your sole responsibility to determine whether, and to what extent, any taxes apply to any transactions you conduct through the MaiCoin Services or this Site, and to withhold, collect, report, pay, declare and remit the correct amounts of taxes to the appropriate tax authorities. Your transaction history is available through your MaiCoin Account.

關於您在MaiCoin服務或本網站進行的任何交易的稅費，您必須自行決定該稅費是否適用及其適用的範圍，並且您必須自行決定預扣、扣繳、收集、報告、支付、申報和匯出正確數額的稅款予稅務機關。您可透過您的MaiCoin帳戶取得交易記錄。

11. LINKS

11. 連結

• (1) MaiCoin Services and this Site contain links to other websites and online resources that the Company does not own, control, authorize, endorse, sponsor, or make any representation or warranty and you agree to take precautionary measures and you understand that by using MaiCoin Services and this Site and accessing third-party links, you may be exposed to content that is offensive, harmful, inaccurate, misleading or otherwise inappropriate or that may otherwise violate applicable law or virus and malicious software or program. You acknowledge and agree that the Company is not responsible or liable for: (a) the availability or accuracy of such websites or resources; or (b) the content, products, or services on or available from such websites or resources. Links to such websites or resources do not imply any endorsement, ownership, control, authorization, sponsorship or representation or warranty by the Company of such websites or resources or the content, products, or services available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources. By using MaiCoin Services and this Site, you expressly release the Company from any and all liability arising from your use of any third-party website or online resources. Accordingly, the Company encourages you to be aware when you leave MaiCoin Services and this Site and to review the terms and conditions, privacy policies, and other governing documents of each website that you may visit.
• (1) MaiCoin服務和本網站包含可連結至其他網站和線上資源的連結，本公司不擁有、控制、授權、認可或贊助該連結，也不對該連結為任何的聲明與保證。您同意自行採取防範措施，並瞭解當您使用MaiCoin服務和本網站而連結至第三方連結時，您可能會接觸到具有冒犯性、有害的、不正確的、誤導性或不當的或可能違反相關法律的網站內容或病毒、惡意程式等。您確認並同意，本公司對以下事項不承擔任何責任：(a)網站或資源的可用性或正確性；或(b)這些網站或資源上顯示或可取得的內容、產品或服務。連結到這些網站或資源，並不代表著本公司對這些網站或資源，或者其上可取得的內容、產品或服務，有任何認可、所有權、控制權、授權、贊助或聲明與保證。對於您使用該網站或資源的行為，您應負擔全部責任並承擔所有風險。透過使用MaiCoin服務和本網站，您明確地表示本公司免於負擔您使用任何第三方網站或線上資源所生的一切法律責任，因此，本公司鼓勵您在離開MaiCoin服務和本網站時，瞭解並查看您可能進入的每個網站的使用條款、隱私權政策和其他管理文件。

12. DISCLAIMER OF WARRANTY

12. 免責聲明

• (1) MAICOIN SERVICES, THIS SITE, AND THE CONTENT PROVIDED HEREUNDER MAY CONTAIN CERTAIN ISSUES THAT HAVE NOT BEEN IDENTIFIED. MAICOIN SERVICES, THIS SITE, AND THE CONTENT ARE PROVIDED ON AN "AS IS" BASIS. YOU ARE ADVISED TO USE MAICOIN SERVICES, THIS SITE, AND THE CONTENT WITH CAUTION, TO MAKE THE NECESSARY VERIFICATIONS AND USE YOUR OWN JUDGEMENT, AND NOT TO RELY IN ANY WAY ON PERFORMANCE OF MAICOIN SERVICES, THIS SITE, AND THE CONTENT AND ACCOMPANYING INSTRUCTIONS OR MATERIALS. THE COMPANY MAKES NO WARRANTY THAT THE COMPANY WILL CONTINUE TO OFFER OR MAKE AVAILABLE MAICOIN SERVICES, THIS SITE, AND THE CONTENT, INCLUDING WITHOUT LIMITATION ANY PARTICULAR FUNCTION FOR ANY PARTICULAR LENGTH OF TIME AND THE COMPANY RESERVES THE RIGHT TO CHANGE AND UPDATE MAICOIN SERVICES, THIS SITE, AND THE CONTENT WITHOUT NOTICE TO YOU. THE COMPANY MAKES NO WARRANTIES OF ANY KIND IN CONNECTION WITH MAICOIN SERVICES, THIS SITE, AND THE CONTENT, OR MODIFICATIONS OR IMPROVEMENTS THERETO. THE COMPANY SPECIFICALLY DISCLAIMS ALL IMPLIED WARRANTIES.
• (1) MaiCoin服務、本網站以及此處提供的內容可能包含某些尚未被辨識的問題。MaiCoin服務、本網站及內容是以其「現有」狀態而提供。建議您謹慎地使用MaiCoin服務、本網站以及內容，並為必要之查證和判斷，且您不可以完全倚賴MaiCoin服務、本網站以及內容及其附隨的指示或資料。本公司不保證將永久提供MaiCoin服務、本網站和內容（包括但不限於MaiCoin服務及本網站的全部或任何特定期間的特定功能）。對於任何MaiCoin服務、本網站及內容的事項、修改或改善，本公司不做出任何保證。本公司在此特別聲明不提供任何默示的保證。
• (2) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM THE COMPANY OR THROUGH MAICOIN SERVICES OR THIS SITE OR THE CONTENT, WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. YOU ARE SOLELY RESPONSIBLE FOR ALL OF YOUR TRADING OR HOLDING VIRTUAL ASSETS.
• (2) 無論是自本公司、MaiCoin服務、本網站或內容所獲取的任何口頭或書面的建議或資訊，都無法創造未在這裡明示的任何保證。您應對您所有交易或持有虛擬資產一事自行負擔全部責任。
• (3) THE DISCLAIMERS SET FORTH HEREIN SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THESE TERMS OF USE OR YOUR USE OF MAICOIN SERVICES AND THIS SITE.
• (3) 本條款所載之免責聲明應在法律允許的最大範圍下適用，並且在本使用條款終止或失效後，或在用戶終止使用MaiCoin服務和本網站或該使用失效後，仍繼續適用。
• (4) THE BANK IS A TRUSTEE DESIGNATED BY THE COMPANY TO PROCESS THE TRANSFER OF FIAT CURRENCY BETWEEN THE TRADING COUNTERPARTIES' ONLINE BALANCE AND TO KEEP FIAT CURRENCY THAT ARE IN THE ONLINE BALANCE IN ITS CUSTODY. THE BANK DOES NOT ENDORSE OR WARRANT THE COMPANY OR MAICOIN SERVICE, AND THE BANK IS NOT RESPONSIBLE FOR THE CUSTODY AND THE VERIFICATION OF DIGITAL CURRENCY.
• (4) 合作銀行僅係受本公司委託，處理交易方的交易預備餘額間的資金移轉以及保管交易預備餘額中的法定貨幣。合作銀行並未替本公司、MaiCoin服務背書或保證，且合作銀行不負責保管虛擬資產與辨識虛擬資產之真偽。

13. LIMITATION OF LIABILITY

13. 責任限制

• (1) YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSS, THE COMPANY AND ITS AFFILIATES SHALL ONLY BE LIABLE FOR (A) THE DIRECT DAMAGES CAUSED ARISING OUT OF THIRD PARTY TAMPERING WITH YOUR MAICOIN ACCOUNT BY UNAUTHORIZED ACCESS OF OUR IT SYSTEMS DUE TO SYSTEM DEFICIENCIES OF THE COMPANY, OR (B) OTHER THAN THE AFOREMENTIONED CIRCUMSTANCES, THE DIRECT DAMAGES CAUSED BY GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT OF THE COMPANY WHILE PROVIDING MAICOIN SERVICES OR THIS SITE.
• (1) 您確認並同意，在法律允許的最大範圍內，本公司與其關係企業僅就(a)第三方利用本公司電腦系統缺失而入侵本公司電腦系統，進而操作、竄改您的MaiCoin帳戶情況下所致之直接損害；(b)除上開情形外，其他本公司提供MaiCoin服務和本網站有故意或重大過失所致之直接損害，對您負賠償責任。
• (2) YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, "DIRECT DAMAGES" MENTIONED IN THESE TERMS OF USE REFER TO THE LOST PROPERTY ITSELF, AND SHALL NOT INCLUDE ANY LOST PROFITS OR ANY LOST BUSINESS OPPORTUNITY, ANY SPECIAL, INCIDENTAL, INDIRECT, INTANGIBLE, EXEMPLARY, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE.
• (2) 您確認並同意，在法律允許的最大範圍內，本使用條款所稱之直接損害，係指所受損之財產權本身，不包含任何利益損失、任何商業機會喪失、或任何特定、間接的、懲罰的損害或損失。
• (3) YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW AND TO THE EXTENT THE COMPANY OR ITS AFFILIATES IS HELD LIABLE UNDER SECTION 13(1), THE COLLECTIVE LIABILITY OF THE COMPANY AND ITS AFFILIATED PARTIES SHALL NOT EXCEED THE US DOLLAR VALUE OF THE VIRTUAL ASSET ON DEPOSIT IN YOUR MAICOIN ACCOUNT AT THE TIME OF THE OCURRENCE OF SUCH ORDINARY NEGLIGENCE, GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT, AS THE CASE MAY BE.
• (3) 您確認並同意，在法律允許的最大範圍內，在本條第一項所載之本公司與其關係企業應負責任情形，本公司與其關係企業對您所負之賠償責任應以在故意或重大過失或過失（視情況而定）發生當時存在您MaiCoin帳戶中之虛擬資產的美金價值之金額為責任上限，對於超過部分不負有任何責任。
• (4) YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY OR ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY DAMAGE OR LOSS IN RELATION TO OR ARISING FROM ANY SUSPENSION, DELAY, OR FAILURE OF TRANSFER FUNDS OF ONLINE BALANCE IF SUCH SUSPENSION, DELAY, OR FAILURE IS THE CONSEQUENCE OF ONE OF THE FOLLOWING EVENTS:
• (4) 您確認並同意，在法律允許的最大範圍內，本公司與其關係企業對於因下列情形之一造成您在交易預備餘額的資金移轉的暫緩、延遲或失敗，不負有任何責任：
  • (a) YOUR VIOLATION OF APPLICABLE LAWS, THESE TERMS OF USE OR THE POLICIES OR AGREEMENTS WHICH ARE INCORPORATED HEREIN;
  • (a) 您違反相關法律規範、本使用條款或本使用條款所納入的政策或協議；
  • (b) YOU FAIL TO CONPLETE THE RELEVANT VERIFICATION;
  • (b) 您未能完成相關驗證程序；或
  • (c) THE FINANCIAL INSTITUTIONS THAT ARE IN COLLABORATION WITH THE COMPANY FAIL TO PROVIDE ANY OR ALL OF TRUST SERVICES TO THE COMPANY DUE TO ANY ACT OF GOD, ACT OF CIVIL OR MILITARY AUTHORITIES, ACT OF TERRORISTS, CIVIL DISTURBANCE, WAR, STRIKE OR OTHER LABOR DISPUTE, FIRE, INTERRUPTION IN TELECOMMUNICATIONS OR INTERNET SERVICES OR NETWORK PROVIDER SERVICES, FAILURE OF EQUIPMENT AND/OR SOFTWARE, DOS (DENAIL-OF-SERVICES) ATTACKS, OTHER CATASTROPHE OR ANY OTHER OCCURRENCE WHICH IS BEYOND THE FINANCIAL INSTITUTIONS' REASONABLE CONTROL.
  • (c) 合作之金融機構未能向本公司提供一部或全部之信託服務，係因天災、民政或軍事當局的行為、恐怖主義行為、內亂、戰爭、罷工或其他勞資糾紛、火災、電信、網路服務或網路供應商服務中斷、設備和/或軟體故障、DOS 攻擊、其他災難或超出合作之金融機構可合理控制的任何其他事件。
• (5) IN ACCORDANCE WITH THE FRAUD CRIME HAZARD PREVENTION ACT ENACTED ON JULY 31, 2024, THE COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES CAUSED TO YOU DUE TO THE IMPLEMENTATION OF ANTI-FRAUD MEASURES STIPULATED BY THE ACT OR COOPERATION WITH JUDICIAL, LAW ENFORCEMENT, OR REGULATORY AUTHORITIES.
• (5) 依照 113 年 7 月 31 日通過之《詐欺犯罪危害防制條例》，本公司因執行該條例規定之防詐措施，或配合司法警察機關或主管機關所為之處理，而對您造成之損害，不負賠償責任。
• (6) YOU ACKNOWLEDGE AND AGREE THAT, IN NO EVENT SHALL THE COMPANY AND AFFILIATED PARTIES BE LIABLE FOR ANY DAMAGE OR LOSS THAT IS NOT REASONABLY FORESEEABLE.
• (6) 無論在任何情況下，您確認並同意，本公司與關係人對無法合理預見之任何損害或損失均不負責。

14. INDEMNIFICATION

14. 賠償責任

• (1) You agree to defend, indemnify, and hold the Company and its Affiliates harmless from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable investigation, forensic, legal and accounting fees, arising out of or in any way connected with:
• (1) 就下列情形所生或與之相關的損害賠償責任、補償、損失、訴訟費用等，包括但不限於合理的調查、鑑識、律師和會計費用，您同意賠償本公司及其關係企業：
  • (a) your violation of laws and regulations, these Terms of Use or the policies or agreements which are incorporated herein, including without limitation to Privacy Policy;
  • (a) 您違反法令、本使用條款或本使用條款所納入的政策或協議，包括但不限於隱私權政策；
  • (b) your dispute with any other user of the Company, this Site, or MaiCoin Services; and/or
  • (b) 您與本公司或本網站或MaiCoin服務的任何其他用戶間的爭議；
  • (c) your infringement of any third-party rights, including without limitation any intellectual property, confidential information or other proprietary right.
  • (c) 您侵害任何第三方權利，包含但不限於任何智慧財產權、機密資訊或其他所有權。
• (2) The obligations under this Section shall survive the termination or expiration of these Terms of Use, or the user's cessation of use of the MaiCoin Services and this Site, and shall continue to apply thereafter.
• (2)本條款的義務在本使用條款終止或期滿後，或在用戶終止使用MaiCoin服務和本網站後，仍繼續適用。 15. THE REGULATIONS ON REASONABLE MATTERS AS EXCEPTIONS TO RESCIND THE DISTANCE SALES

15. 通訊交易解除權合理例外情事適用準則

MaiCoin Services and this Site are the reasonable matters that the supply of digital content which is not supplied on a tangible medium, or online services which would be fully performed once begun, with the consumer's prior consent. Therefore, in accordance with the Paragraph 1and 2, Article 19 of the Consumer Protection Act and Subparagraph 5, Article 2 of the Regulations on Reasonable Matters as Exceptions to Rescind the Distance Sales, the right to rescind under the Paragraph 1, Article 19 of the Consumer Protection Act shall not apply to MaiCoin Services and this Site.

本公司所提供之MaiCoin服務或本網站屬經消費者事先同意始提供之非以有形媒介提供之數位內容或一經提供即為完成之線上服務，因此依消費者保護法第19條第1、2項及通訊交易解除權合理例外情事適用準則第2條第5款之規定，排除消費者保護法第19條第1項解除權之適用。

16. GENERAL PROVISIONS

16. 一般規定

• (1) Modifications.
• (1) 修改 The Company reserves the right, at its sole discretion, to modify, discontinue or terminate MaiCoin Services and this Site or to modify these Terms of Use, at any time and without prior notice. If the Company modifies these Terms of Use, the Company will post the latest revised version at https://www.maicoin.com/tou or in other ways that the Company deems appropriate. By continuing to access or use MaiCoin Services and this Site after the Company has posted a modification on the website of the Company or have provided you with electronic notice of a modification, you are indicating that your agreement and express consent to be bound by the modified Terms of Use. You may also be asked to re-acknowledge and re-accept the Terms of Use following any material changes. If the modified Terms of Use are not acceptable to you, you must cease using MaiCoin Services and this Site immediately.

本公司有權隨時修改、停止或終止MaiCoin服務和本網站或修改本使用條款。當本公司修改本使用條款後，最新修訂版本將會發布在：https://www.maicoin.com/tou，或以其他本公司認為合適的方式通知或發布。當本公司在本網站上發布修改或向您提供了修改的電子通知後，您勾選同意遵守使用條款的選項以繼續進入或使用MaiCoin服務和本網站的行為，視為您已同意且明示確認受修改後的使用條款拘束。當使用條款有任何重大變更，本公司還可能會要求您重新確認並重新接受。如您無法接受修改後的使用條款，您必須立即停止使用MaiCoin服務和本網站。

• (2) No Advice or Brokerage.
• (2) 不提供建議 The Company does not provide any investment, financial, tax, or legal advice, or advice on trading techniques, models or any other schemes. You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance.

本公司不提供任何投資、財務、稅務、法律諮詢或交易技巧、模型或任何其他計劃的建議。對於您根據個人投資目標、財務狀況和風險承受能力而決定您是否適合任何投資，投資策略或相關交易一事，您應自行負擔全部責任。

• (3) Entire Agreement.
• (3) 完整合約 This Terms of Use constitutes the entire understanding between you and the Company and governs your use of MaiCoin Services and this Site and any prior or contemporaneous representations, either oral or written are hereby superseded.

本使用條款構成您與本公司之間的完整合意內容，且適用於您使用MaiCoin服務和本網站，並取代先前或其他同時存在的任何口頭或書面的陳述。

• (4) Assignment.
• (4) 讓渡 Except as otherwise stated herein, you may not assign or transfer all or any part of your rights under these Terms of Use, by operation of law or otherwise, without the Company's prior written consent. Any attempt by you to assign or transfer these Terms of Use, without such consent, will be null and of no effect. the Company may assign or transfer these Terms of Use, at its sole discretion, without restriction. Subject to the foregoing, these Terms of Use will bind and inure to the benefit of the parties, their successors and permitted assigns.

除本使用條款另有規定外，在未得本公司事先書面同意下，您不可依據法律或以其他方式讓渡或轉讓您在本使用條款下的所有或部分權利。任何未經本公司事先書面同意而為之讓渡或轉讓皆屬無效。本公司得自行裁量且無任何限制地讓渡或轉讓本使用條款。根據上述規定，本使用條款將有效約束該當事人、其繼承人和受讓人。

• (5) No Waiver.
• (5) 不放棄權利 No failure or delay of the Company to require performance by you of any provision of these Terms of Use shall in any way adversely affect the Company's right to require full performance of such provision after that. No waiver by the Company of a breach of any provision of these Terms of Use shall be considered to be a waiver by the Company of any succeeding breach of such provision.

本公司未行使或遲延行使本使用條款的任何條款所要求的行為，不會以任何方式影響本公司在此之後要求全面履行該規定的權利。當您違反本使用條款的任何條款而本公司放棄請求權時，不代表本公司亦放棄對您後續違反任何規定的請求權。

• (6) Severability.
• (6) 可分離性 If any provision or any portion of these Terms of Use shall be held to be void or unenforceable, the remaining provisions of these Terms of Use and the remaining portion of any provision held void or unenforceable in part shall continue in full force and effect.

若本使用條款的任何條款或任何部分被認定為無效或不可執行，本使用條款的其餘條款及條款中被認為無效或不可執行部分以外的其餘部分，仍將繼續完全有效。

• (7) Change of Control.
• (7) 控制權變更 In the event that the Company is acquired by or merged with a third party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from you as part of such merger, acquisition, sale, or other change of control.

當本公司被其他第三方併購或合併時，我們有權在任何情況下，讓渡或轉讓我們自您收集的資訊，作為此類合併、收購、出售或其他控制權變更的一部份。

• (8) Survival.
• (8) 存續 All provisions of these Terms of Use which by their nature extend beyond the expiration or termination of these Terms of Use, including, without limitation, sections pertaining to suspension or termination, MaiCoin Account cancellation, debts owed to the Company, general use of the MaiCoin Services and this Site, and general provisions, shall survive the termination or expiration of these Terms of Use.

本使用條款中，就其性質應延伸到本使用條款到期或終止後的所有條款，包括但不限於關於與暫停終止有關的條款、取消MaiCoin帳戶的條款、積欠本公司債務的條款、一般使用MaiCoin服務和本網站的條款以及一般條款，本使用條款終止或到期後仍繼續有效。

• (9) Choice of Law and Forum.
• (9) 準據法與管轄 These Terms of Use is governed by and will be construed according to the laws of Republic of China (including but not limited the validity, interpretation, construction, performance and enforcement of these Terms of Use, or any disputes or controversies arising from or related to these Terms of Use). Any dispute, controversy, difference or claim arising out of, relating to or in connection with these Terms of Use, or the breach, termination or invalidity thereof, shall be subject to the exclusive jurisdiction of the Taipei District Court.

本使用條款適用中華民國法律，並將以中華民國法律進行解釋（包括但不限於本使用條款的有效性、解釋、結構、履行和執行，或由本使用條款所生或與之相關的任何紛爭或爭議）。任何本使用條款所生或與之相關的紛爭、爭議、不一致、求償，或關於本使用條款的違反、終止或無效等問題，應以臺灣臺北地方法院為第一審之專屬管轄法院。

• (10) Force Majeure.
• (10) 不可抗力 The Company shall not be liable for delays, failure in performance or interruption of MaiCoin Services, this Site, or Content which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, any delay, failure in performance or interruption due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, DOS (denial-of-services) attacks, rapid fluctuation of price of any given supported Virtual Asset, other catastrophe or any other occurrence which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions. Without limiting the generality of the foregoing, the Company shall not bear any liability, whatsoever, for any damage or interruptions caused by any computer viruses, spyware, Trojan horses, worms or other malware that may affect your computer or other equipment, or any phishing, spoofing or other attack.

本公司不對因超出我們合理控制而直接或間接導致MaiCoin服務、本網站或內容的延遲、執行失敗或中斷的原因或情形負責，包括但不限於天災、民政或軍事當局的行為、恐怖主義行為、內亂、戰爭、罷工或其他勞資糾紛、火災、電信、網路服務或網路供應商服務中斷、設備和/或軟體故障、DOS 攻擊、任何虛擬資產價格的快速波動、其他災難或超出我們可合理控制的任何其他事件，且該遲延、執行失敗或中斷不會影響任何其餘條款的有效性和可執行性。除上述情形之外，對於因任何電腦病毒、間諜軟體或程式、特洛伊木馬、電腦蠕蟲或其他可能影響您的電腦或其他設備的惡意軟體、釣魚式攻擊、電子干擾或其他攻擊所造成任何損害或中斷，本公司亦不負擔任何責任。

17. LANGUAGE

17. 語言

The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Any translation provided may not accurately represent the information in the original English. In case of any discrepancy, the English version shall prevail.

所提供的任何翻譯可能無法正確地表示英文版本中的資訊，如有任何不一致，應以英文版本為準。

18. CONTACTING MAICOIN

18. 聯絡MAICOIN

If you have any questions about these Terms of Use or any suggestions, feedback, or complaints regarding MaiCoin Services or this Site, please contact us via email at info@maicoin.com or visit our store in person during business hours (Address: No. 104, Section 1, Bade Road, Zhongzheng District, Taipei City). We are dedicated to serving you wholeheartedly.

如您對本使用條款有任何問題，或對於MaiCoin服務或本網站有任何建議、意見或投訴，請透過電子郵件：info@maicoin.com與我們聯絡，或請於本公司門市營業期間內親臨門市（地址：臺北市中正區八德路一段 104 號），我們將竭誠為您服務。